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  • 28 September 2016

Bank partnership model boosted

Tuesday 27 September 2016 14:28 London/ 09.28 New York/ 22.28 Tokyo

New ruling is at odds with Madden vs Midland and CFPB vs Cashcall - also has implications for the "true lender" debate.

Secondary education

Monday 29 August 2016 17:38 London/ 12.38 New York/ 01.38 (+ 1 day) Tokyo

More regular securitisation issuance and a liquid secondary market could be vital for the stability of marketplace lending.

Investor retreat

Thursday 25 August 2016 14:19 London/ 09.19 New York/ 22.19 Tokyo

UK market as exposed to ups and downs of investor sentiment as the US

Guidance may hold-up lenders

Friday 12 August 2016 04:19 London/ 23.19 (- 1 day) New York/ 12.19 Tokyo

Proposed guidance from the FDIC raises the bar again for lenders using third parties - negative impact possible.

Latest News

US MPL Loan Data


Last Updated Date: 5th July 2016

US PlatformTotal OriginatedAVG RoRAve Int. Rate
Lending Club$19bn+5.23%-9.11%7.71%-23.63%
SoFi$10bn+n/a *n/a *
Prosper$6bn+4.38%- 11.13%n/a *
Ondeck$4bn+n/a *n/a *
Avant$3bn+9.3% - 79.9%n/a *

UK MPL Loan Data


Last Updated Date: 5th July 2016

UK PlatformTotal OriginatedAVG RoRAve Int. Rate
Zopa£1.5bn+3.5-6.5%9.90%
Funding Circle£1.3bn+7.30%6%-18.1%
RateSetter£1.1bn+3.1-6.1%7.10%
Lendinvest£600m7.25%n/a
ThinCats£180m9%11.20%

* Data is not publically available.